Our Thoughts
The Importance of Regular Will Reviews
Most people understand the importance of having a will—but far fewer realise that simply having one isn’t enough. Life doesn’t stay the same, and neither should your estate plan.
Insurance Considerations for Small Business Owners
Protecting what you’ve worked so hard to build. Running a small business takes vision, resilience, and no shortage of late nights and tough calls.
The Intersection of Health and Financial Well-being
Why protecting your health is also protecting your finances. We often think of our health and finances as two separate parts of life—one handled at the doctor’s office, the other in a spreadsheet
Understanding the Claims Process: A Step-by-Step Guide
Making an insurance claim can feel overwhelming—especially when it’s happening during a stressful time, like illness, injury, or the loss of a loved one.
The Role of Insurance in Estate Planning
When most people think about estate planning, wills and trusts come to mind. But there’s another powerful tool that often gets overlooked: personal insurance.
Behind the Scenes: How Insurance Advisers Find the Best Policies for You
When it comes to protecting what matters most, personal insurance isn’t something to take lightly. But finding the right cover—something that protects your family, fits your budget, and gives you peace of mind—can be a bit overwhelming. That’s where we come in.
Life Events and Insurance: How Major Milestones Affect Your Coverage Needs
Life doesn’t stand still—and neither should your insurance cover. As your circumstances change, the personal insurance that once suited you perfectly might no longer provide the protection you or your family need.
Changing Seasons: Autumn & Winter Tips for Kiwi Homes – And Your Finances
As daylight hours shorten and the weather starts to cool, the shift from Summer to Autumn in New Zealand signals more than just a change in temperature…
Does Personal Insurance Really Pay?
Navigating the landscape of personal insurance claims in New Zealand reveals a reassuring trend: the vast majority are honoured by insurers…
Do NZ Insurers Tell You How to Use the Money?
When you take out a life insurance policy, there’s one big question many people never stop to ask: “If something happens and a payout is made… does the insurer tell my family how they’re supposed to use the money?” The short answer? No, they don’t…
How Much Life Insurance Do I Need?
Life insurance is one of those things most people know they should have – but figuring out how much cover is the right amount? That’s where things can get a little tricky. There’s no one-size-fits-all answer, because everyone’s situation is different…
Understanding KiwiSaver: What You Need to Know
KiwiSaver is an opt-in initiative designed to help New Zealanders save for their retirement. Understanding how KiwiSaver works can help you make informed decisions about your financial future…
What Makes a Trust Legal in New Zealand? Understanding the Requirements
Trusts are a valuable tool for asset protection, estate planning, and financial management. However, to be legally recognized and effective in New Zealand, a Trust must meet specific legal requirements…
Avoiding Family Disputes: How a Will Can Clarify Your Final Wishes
When a loved one passes away, emotions run high, and unresolved family tensions can surface. Unfortunately, the absence of a clear and legally binding will can add to the stress, leading to disputes over inheritance and assets…
3 Essential Insurance Policies Every Business Owner Should Consider
Running a business comes with inherent risks, from unexpected disruptions to financial liabilities. Having the right insurance coverage can protect your company and ensure its long-term success…
Insurance Mythbusters: Debunking Common Misconceptions About Coverage
When it comes to personal insurance, myths and misconceptions can prevent people from getting the coverage they truly need…
Preparing for the Unexpected: Why Having the Right Personal Insurance Matters
Life is full of surprises - some welcome, some not so much. While we can't predict the future, we can certainly prepare for it…
When Money is Tight: What Personal Insurance Can You Consider Reducing?
2024 was tough! Everything in our lives got more expensive and money in the home got tighter and tighter. If you’re finding it hard to make ends meet or need to cut back on expenses, it might be time to reassess your insurance coverages…
Sri Lanka’s Long-Term Relationship with the All Blacks and New Zealand
Sri Lanka and New Zealand share a history rooted in colonial ties and mutual participation in the Commonwealth, but beyond that, there exists a unique sporting connection—one that revolves around rugby and the iconic All Blacks...
Understanding Insurance Cover Options for Children
When it comes to securing your family’s future, protecting your children with the right insurance coverage is an essential step. While many parents focus on life insurance for themselves, it’s equally important to consider how insurance can safeguard your child’s well-being, health, and future…