Our Thoughts
Life Events and Insurance: How Major Milestones Affect Your Coverage Needs
Life doesn’t stand still—and neither should your insurance cover. As your circumstances change, the personal insurance that once suited you perfectly might no longer provide the protection you or your family need.
Changing Seasons: Autumn & Winter Tips for Kiwi Homes – And Your Finances
As daylight hours shorten and the weather starts to cool, the shift from Summer to Autumn in New Zealand signals more than just a change in temperature…
Does Personal Insurance Really Pay?
Navigating the landscape of personal insurance claims in New Zealand reveals a reassuring trend: the vast majority are honoured by insurers…
Do NZ Insurers Tell You How to Use the Money?
When you take out a life insurance policy, there’s one big question many people never stop to ask: “If something happens and a payout is made… does the insurer tell my family how they’re supposed to use the money?” The short answer? No, they don’t…
How Much Life Insurance Do I Need?
Life insurance is one of those things most people know they should have – but figuring out how much cover is the right amount? That’s where things can get a little tricky. There’s no one-size-fits-all answer, because everyone’s situation is different…
Understanding KiwiSaver: What You Need to Know
KiwiSaver is an opt-in initiative designed to help New Zealanders save for their retirement. Understanding how KiwiSaver works can help you make informed decisions about your financial future…
What Makes a Trust Legal in New Zealand? Understanding the Requirements
Trusts are a valuable tool for asset protection, estate planning, and financial management. However, to be legally recognized and effective in New Zealand, a Trust must meet specific legal requirements…
Avoiding Family Disputes: How a Will Can Clarify Your Final Wishes
When a loved one passes away, emotions run high, and unresolved family tensions can surface. Unfortunately, the absence of a clear and legally binding will can add to the stress, leading to disputes over inheritance and assets…
3 Essential Insurance Policies Every Business Owner Should Consider
Running a business comes with inherent risks, from unexpected disruptions to financial liabilities. Having the right insurance coverage can protect your company and ensure its long-term success…
Insurance Mythbusters: Debunking Common Misconceptions About Coverage
When it comes to personal insurance, myths and misconceptions can prevent people from getting the coverage they truly need…
Preparing for the Unexpected: Why Having the Right Personal Insurance Matters
Life is full of surprises - some welcome, some not so much. While we can't predict the future, we can certainly prepare for it…
When Money is Tight: What Personal Insurance Can You Consider Reducing?
2024 was tough! Everything in our lives got more expensive and money in the home got tighter and tighter. If you’re finding it hard to make ends meet or need to cut back on expenses, it might be time to reassess your insurance coverages…
Sri Lanka’s Long-Term Relationship with the All Blacks and New Zealand
Sri Lanka and New Zealand share a history rooted in colonial ties and mutual participation in the Commonwealth, but beyond that, there exists a unique sporting connection—one that revolves around rugby and the iconic All Blacks...
Understanding Insurance Cover Options for Children
When it comes to securing your family’s future, protecting your children with the right insurance coverage is an essential step. While many parents focus on life insurance for themselves, it’s equally important to consider how insurance can safeguard your child’s well-being, health, and future…
Understanding ACC Terms
The Accident Compensation Corporation (ACC) is a unique feature of New Zealand's social insurance system, providing financial compensation and support to people who have been injured in accidents...
Understanding Accidental Injury Insurance Terms
Accidental injury insurance, is also named Specific Injury Cover, is a type of coverage designed to provide financial support if you suffer an injury due to an accident...
Understanding Health Insurance Terms
Health insurance is a crucial aspect of managing your well-being and financial security, especially when unexpected medical expenses arise...
Understanding Cancer Cover Benefit
Cancer can be a life-altering diagnosis, and having the right insurance coverage can make a significant difference in managing the financial impact of the disease...
Making a Plan
Having all important information in one place can make a significant difference for your loved ones in the event of your passing...
Understanding Mortgage Protection Insurance Terms
Owning a home is a significant milestone, but it also comes with the responsibility of managing your mortgage payments. Mortgage protection insurance is designed to safeguard your home...