Our Thoughts
Protecting Your Finances When Life Takes an Unexpected Turn
None of us like to imagine facing a serious illness or medical trauma, but the truth is—it can happen to anyone…
Understanding the Different Types of Personal Insurance
When life takes an unexpected turn—be it illness, injury, or even loss of life—having the right personal insurance in place can make all the difference…
The Intersection of Health and Financial Well-being
Why protecting your health is also protecting your finances. We often think of our health and finances as two separate parts of life—one handled at the doctor’s office, the other in a spreadsheet
Behind the Scenes: How Insurance Advisers Find the Best Policies for You
When it comes to protecting what matters most, personal insurance isn’t something to take lightly. But finding the right cover—something that protects your family, fits your budget, and gives you peace of mind—can be a bit overwhelming. That’s where we come in.
Does Personal Insurance Really Pay?
Navigating the landscape of personal insurance claims in New Zealand reveals a reassuring trend: the vast majority are honoured by insurers…
Understanding KiwiSaver: What You Need to Know
KiwiSaver is an opt-in initiative designed to help New Zealanders save for their retirement. Understanding how KiwiSaver works can help you make informed decisions about your financial future…
3 Essential Insurance Policies Every Business Owner Should Consider
Running a business comes with inherent risks, from unexpected disruptions to financial liabilities. Having the right insurance coverage can protect your company and ensure its long-term success…
When Money is Tight: What Personal Insurance Can You Consider Reducing?
2024 was tough! Everything in our lives got more expensive and money in the home got tighter and tighter. If you’re finding it hard to make ends meet or need to cut back on expenses, it might be time to reassess your insurance coverages…
Understanding ACC Terms
The Accident Compensation Corporation (ACC) is a unique feature of New Zealand's social insurance system, providing financial compensation and support to people who have been injured in accidents...
Understanding Cancer Cover Benefit
Cancer can be a life-altering diagnosis, and having the right insurance coverage can make a significant difference in managing the financial impact of the disease...
Making a Plan
Having all important information in one place can make a significant difference for your loved ones in the event of your passing...
Understanding Total and Permanent Disability (TPD) Insurance Terms
Total and Permanent Disability (TPD) insurance is an important form of coverage that provides financial protection if you become permanently disabled and are unable to work...
Benefits of Working with an Insurance Adviser
Choosing the right insurance can be a daunting task, given the multitude of options and the complexity of various policies. An insurance adviser can be a valuable ally in navigating this landscape…
Safeguarding Your Future: Protecting Your Income with Insurance
Securing your financial stability in New Zealand involves more than just managing your savings and investments. It also requires protecting your most valuable asset: your income…
Why you should have a “Cash Cushion”... And an Emergency Fund
What is a Cash Cushion? A cash cushion is a balance kept in your bank account to eliminate your account going into overdraft or receiving dishonour fees because of insufficient funds…
A Realistic look at Income Protection
Your ability to work is your single biggest asset. It’s your ability to earn money that gives you independence, freedom and the passport to lifestyle choices…
5 Bad Money Habits and how to Overcome them
Some people earn a good living, but still struggle to get by. Just because they earn three or four times the average salary doesn’t mean they don’t struggle with their household spending…
Teach your Children well - Money Tips for Kids
1. Guide and advise your kids about money, but don't dictate…
When to Review your KiwiSaver Plan
KiwiSaver has rapidly become a “set and forget” savings strategy for many New Zealanders…