Behind the Scenes: How Insurance Advisers Find the Best Policies for You

When it comes to protecting what matters most, personal insurance isn’t something to take lightly. But finding the right cover—something that protects your family, fits your budget, and gives you peace of mind—can be a bit overwhelming. That’s where we come in.

At New Vision Financial Services, we take pride in doing the hard work behind the scenes so that you don’t have to. Here’s a look at the process we follow to find the best personal insurance policies tailored just for you.

Step 1: We Start With You

Every client is different, and so is every family’s situation. The first step is always a conversation.

We meet with you (in person or virtually) to talk through your current circumstances and what matters most to you and your family. Whether it's making sure your mortgage would be covered if something happened to you, clearing personal debts, or being prepared for unexpected health events, we want to understand your priorities and concerns.

This part is all about listening—so we can get a clear picture of the protection you really need.

Step 2: We Collect the Numbers

Once we’ve had that initial chat, we gather the key details needed to match you with the right cover. This usually includes your dates of birth, current debts, income, and any other relevant financial information. These numbers help us accurately calculate the level of cover required and tailor the options specifically to your situation.

Step 3: The Research Begins

Armed with both your priorities and the numbers, we go to work.

Using both our industry experience and independent third-party research, we look at a wide range of insurance providers and policies. We focus on finding a balance between high-quality cover and realistic affordability—making sure we’re only looking at options that meet your needs without stretching your budget.

We don’t just look at pricing; we dig into the fine print and compare the actual benefits and policy features. We also take third-party insurance ratings into account so you can be confident in the strength and reputation of the providers we recommend.

The End Goal: Peace of Mind

We know personal insurance can be a sensitive topic, but it’s also one of the most important parts of your financial wellbeing. Our goal is to make the process easier, clearer, and ultimately more reassuring—for you and your loved ones.

So next time you hear someone say “I got my insurance through a broker,” know that there’s a lot of thought, experience, and care that goes into making sure that policy is the right one.

If you’re ready to start the conversation about your personal insurance, get in touch with us today. We’re here to help you protect what matters most.

Amy Callon
Financial Adviser
New Vision Financial Services

Plan your future and let us help you have peace of mind along the way.