Insurance Glossary
Insurance terms explained in plain English.
Insurance doesn't have to be complicated.
We've created this glossary to explain common insurance terms in simple, easy-to-understand language. Whether you're taking out insurance for the first time or reviewing your existing cover, this guide will help you better understand your policy and make informed decisions.
If there's a term you can't find, we're only a phone call or email away.
Optical Cover
Optical Cover is an optional benefit that can be added to some Medical Cover policies to help pay for eligible eye care expenses, such as prescription glasses, contact lenses and eye examinations.
Dental Cover
Dental Cover is an optional benefit that can be added to some Medical Cover policies to help pay for eligible routine and major dental treatment.
Medical Tests
Medical Tests benefits help cover the cost of eligible diagnostic tests that assist in diagnosing or investigating a medical condition. The level of cover depends on your health insurance policy and the type of test required.
Specialist Consultations
A Specialist Consultations benefit helps cover the cost of seeing a medical specialist in private practice for eligible conditions, subject to your policy's terms and conditions.
Medical Cover
Medical Cover, also known as Health Insurance, helps pay for eligible private healthcare costs, giving you faster access to diagnosis, treatment and specialist care.
