OUR THOUGHTS
Insights that protect what matters.
Practical ideas and conversations about insurance, family, business and planning - from the New Vision Team.
Proudly helping Kiwis protect what matters most
Personalised insurance advice for individuals, families and businesses
Understanding the Vital Role of Trauma Insurance
In New Zealand, when it comes to safeguarding your financial well-being against unforeseen medical emergencies, trauma insurance stands out as a crucial safeguard…
Why you should have a “Cash Cushion”... And an Emergency Fund
What is a Cash Cushion? A cash cushion is a balance kept in your bank account to eliminate your account going into overdraft or receiving dishonour fees because of insufficient funds…
Serious Illness: Most can’t Pay Rent, Mortgage within Three Months
In New Zealand serious illness is 2.6 more times more likely to strike than a serious accident putting an earner off work for six months or more…
Life's Profound Lessons
Life has many lessons. Some we continue to ignore and others can be profound. Our youngest daughter at the age of 11 taught me a profound lesson. She would randomly grab her fishing rod, tackle box, bait and knife and yell out ‘see you later’ and be off…
A Realistic look at Income Protection
Your ability to work is your single biggest asset. It’s your ability to earn money that gives you independence, freedom and the passport to lifestyle choices…
Remember to Live
Have you ever stopped and looked back on your week you have just had. Then wondered where it went and whether you achieved what you set out to achieve….
Who Pays when you can’t Work
If you are self employed, who pays you when you can’t work? Many people think ACC do. But they only pay for “accidental injury”…
5 Bad Money Habits and how to Overcome them
Some people earn a good living, but still struggle to get by. Just because they earn three or four times the average salary doesn’t mean they don’t struggle with their household spending…
If you already have Life Insurance you need to know about this
If you don’t have life insurance then you probably want to know about this… A pretty standard feature of most life insurance policies today is something that none of us really like to talk about: Terminal Illness Benefit…
Sometimes it is worth being in Debt
For most of us living a life without debt is almost impossible. Whether it is credit cards, student loans, or a mortgage, debt is just a part of life…
Teach your Children well - Money Tips for Kids
1. Guide and advise your kids about money, but don't dictate…
11 Habits to Control your Money
The following is a summary of the best tips for consumers from Dr Adrian Raftery, senior lecturer in Financial Planning and Superannuation at Deakin University…
Would you tell your Best Friend to go to Doctor?
If your best friend was showing some worrying symptoms but hadn’t taken themselves off to see a doctor, what would you do?…
When to Review your KiwiSaver Plan
KiwiSaver has rapidly become a “set and forget” savings strategy for many New Zealanders…
Do people really need Life Insurance
What are the chances….really? Well, the odds are pretty good for most of us that we will make it through our working lives, so that is good news!..
Why do people put off Financial Planning?
We are living in the “information age” and yet one of the recurring reasons give for putting off financial planning is “I don’t know where to get the right information”…
5 Health Insurance Tips
One of the more confusing, and slightly scary, insurance areas is health insurance, or medical insurance…
10 Reasons you’re not a Millionaire
There seems to be an impression that the only reason that people aren’t able to become millionaires is because they don’t work hard enough…
Financial Tips for Small Business Owners
As a small business owner you have to manage the business finances, handle the marketing and gaining of new clients, the staff.....and so on!…
What are the odds?
Insurance is a basic part of everybody’s financial planning - even those who don’t think they are planning. But why? What’s the point?
Not Sure Where to Start?
You don't need to know which insurance you need before you talk to us.
We'll take the time to understand your situation, explain your options and help you make informed decisions about protecting what matters most.
