Medical Cover, also known as Health Insurance, helps pay for eligible private healthcare costs, giving you faster access to diagnosis, treatment and specialist care.

Medical Tests benefits help cover the cost of eligible diagnostic tests that assist in diagnosing or investigating a medical condition. The level of cover depends on your health insurance policy and the type of test required.

Health Cover and Trauma Cover are designed to provide different types of financial protection. Here we break down the differences between the two covers.

Optical Cover is an optional benefit that can be added to some Medical Cover policies to help pay for eligible eye care expenses, such as prescription glasses, contact lenses and eye examinations.

Dental Cover is an optional benefit that can be added to some Medical Cover policies to help pay for eligible routine and major dental treatment.

A Specialist Consultations benefit helps cover the cost of seeing a medical specialist in private practice for eligible conditions, subject to your policy's terms and conditions.

An excess is the amount you agree to pay towards an eligible claim before your health insurer contributes the remaining approved costs.