Disclaimer
Terms and Conditions
By accessing the New Vision Financial Services Limited (“Website”), you agree to be bound by the terms and conditions set out below.
The domain name for the Website is owned by New Vision Financial Services Limited. The Website, content, and information available through the Website are owned and operated by New Vision Financial Services Limited.
Each page on the Website must be read in conjunction with this disclaimer and any other disclaimer that forms part of the Website.
New Vision Financial Services Limited provides all information and quotation tools on this website in good faith and for informational purposes and has taken all reasonable care to ensure the accuracy of the information available on or through the Website. However, it is of a general nature only and does not take into account any individual's particular circumstances. New Vision Financial Services Limited makes no warranty, express or implied for accuracy, correctness, completeness or use of information that is available on or through the Website. None of New Vision Financial Services Limited or any of its related companies, or their directors, accepts any liability for the reliance of any person on information contained in this Website.
New Vision Financial Services Limited reserves the right to change the information on the Website, including these terms, at any time without notice as the business, legislation and regulatory requirements evolve. Please check these terms on a regular basis for any changes. Any use of the Website after changes have been made to the terms indicates that you accept any changes New Vision Financial Services Limited has made.
The products and services provided by New Vision Financial Services Limited are available in New Zealand are not suitable for any person in any other place. If you access this website from outside New Zealand you do so at your own risk and are responsible for complying with any laws in any other jurisdictions.
Personal Advice
The information that is provided on this site is designed to provide general information for New Zealand residents only and does not take into account any individual’s particular circumstances. It is not intended to provide personalised advice. You should not rely on the information contained in this Website solely when making financial decisions and we recommend that you should obtain professional advice on your individual requirements before making financial decisions. If you do not choose to use a financial adviser then you are responsible for determining the suitability of any products you choose to use. Unless otherwise stated, references to any currency are to New Zealand dollars.
Should you require personal financial advice then New Vision Financial Services Limited can refer you to one of its experienced and qualified financial advisers who can provide you with a Disclosure Statement free of charge and then arrange to discuss your personal situation directly with you.
Disclaimer
While New Vision Financial Services Limited believes the information contained within this Website is accurate at the time of compilation, neither New Vision Financial Services Limited nor any company or person associated with this Website takes any responsibility for any incorrect or outdated information contained herein. The information provided in this Website is general in nature and is not a substitute for financial or other professional advice.
If you have any questions or concerns about how New Vision Financial Services Limited may collect, use or store your personal information please email or call us directly on glen@nvi.nz.
Links & Calculators
Any links and references to other websites are provided for your convenience only, and do not represent any endorsement by New Vision Financial Services Limited of those websites or any information contained in those websites. New Vision Financial Services Limited provides these links for informational purposes only and accepts no responsibility in relation to the accuracy of information on any other websites, or the security or privacy practices of other websites.
Any calculators or financial assessment tools provided on this website are for illustrative purposes only. You are responsible for verifying the accuracy and suitability of all assumptions and calculations.
Security & Privacy
New Vision Financial Services Limited takes all reasonable steps to maintain the security of any personal information that is received. The information we collect is that found in forms you are asked to complete if you choose to purchase insurance through this website, or from emails you send to us.
The information you provide will be collected, stored and used only in relation to providing you with an insurance quotation, or completing an insurance application you have submitted. The information may be used by New Vision Financial Services Limited, insurance companies or their subsidiaries and their employees for the purposes of promoting their insurance products and the New Vision Financial Services Limited adviser’s professional services to you. None of your personal details will ever by sold, rented or otherwise made available to another party which is not involved in issuance, maintenance or monitoring of your insurance policy, and New Vision Financial Services Limited will use its best endeavors to prevent misuse, loss, modification or unauthorized access of your personal information. For clarity other parties may include from time to time shareholders, advisers and employees of New Vision Financial Services Limited, insurers, government bodies, reinsurers, hospitals and medical/health providers, or legal & other professional advisers as required.
You should be aware that no transmission over the internet can ever be guaranteed as totally secure. While New Vision Financial Services Limited takes all reasonable steps to maintain the security and confidentiality of information we do not warrant and cannot totally ensure the security of any information you send. As such any information which you transmit is transmitted at your own risk, and New Vision Financial Services Limited accepts no responsibility for any loss to any person or legal entity (of any type) that arises from misappropriation or loss of information transmitted via the internet.
You are entitled to access any information that we hold about you at any time in accordance with the provisions of the Privacy Act 2020 by contacting us directly.
New Zealand Law
The terms and conditions applicable to our Website are governed and construed in accordance with New Zealand law.
General Client Notes
Money Handling/Authority: New Vision Financial Services Limited does not handle client funds and has does not ever amend client bank authorities. New Vision Financial Services Limited does not have legal authority to do so, and has no ability to do so. You, the client, always retain responsibility for initiating or removing authorization of any agreed payment methods to insurers. In the event of a dispute regarding correct authorization of electronic payments between you (the client), your bank and an insurer, or incorrect payments made to or by any party to each other, New Vision Financial Services Limited does not accept any liability for the alleged incorrect transaction, not being a party to it. As a matter of customer service New Vision Financial Services Limited may attempt to assist in resolution of such issues, but New Vision Financial Services Limited is not liable or responsible for any alleged errors or incorrect transactions.
Premium estimate: Any premium displayed on any quotations is an estimate only and you acknowledge is non-binding on the insurer quoted. All insurance applications are subject to the insurers usual underwriting process and approval.
Not financial advice: The information shown on New Vision Financial Services Limited and any the estimates provided are general in nature and are not a substitute for personal financial or other professional advice. Any estimates or general advice is not intended to replace a full needs analysis to assess your financial status and requirements and is based only on the limited information you have supplied.
Accuracy of information: New Vision Financial Services Limited has made reasonable efforts to ensure that the information presented is reliable and accurate at the time of publishing. However, New Vision Financial Services Limited, its employees and agents do not make any express or implied representations, or give any warranties, regarding the accuracy of the information contained or referred to on New Vision Financial Services Limited website or in any illustrations, and do not accept any liability:
for any loss or damage whatsoever, which may arise in any way out of the use of any of the information;
for errors in or omissions in the information; or
for the accuracy of any information obtained through use of this site.
for your ability or inability to obtain insurance cover on terms only acceptable to you.